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CAP Rater is Windows-based software that provides insurance companies and managing general agencies the opportunity to compare their rates against the competition with specific rating criteria across multiple territories. CAP Rater takes advantage of the speed and accuracy of the FSC Rater™ to compare hundreds, or even thousands of quotes in a single pass and generate a competitive profile specifically designed by you.

Companies throughout the United States wishing to take advantage of the years of effort and millions of dollars that have been invested in the development of the FSC Rating Engine have asked FSC to deliver a competitive analysis tool they can trust, and now it is here!

CAP Rater - A Windows based desktop software that provides an accurate, comparative rate for Automobile, Homeowners and Motorcycle insurance.

Available Features

• Available in selected states nationwide

• Complete Library of Markets Available in Arizona for Automobile and Homeowners

• Complete Library of Markets Available in California for Automobile, Homeowners and Motorcycle

• Market Customization Available

• Compare hundreds or even thousands of policies in seconds

• Run comparisons monthly to keep pace with industry rate changes

• Use existing FSC quotes. No need to enter new data

• Select Zip Codes individually, by ranges or by counties

• Select multiple companies for each quote

• Choose the output fields (premiums, limits, deductibles, fees, payments, symbol, territory, etc.) and their order

• Determine market position relative to your competitors using statistical tools (mean, min, max, median, rank)

• Output directly to Excel or to an ASCII file for use in a database such as Access or SQL

• Rate and underwriting rules updated twice monthly by FSC

• Utilizes the same rating engine that supports the FSC Desktop Rater insuring consistency between what you see and what your agents see

• Accurate, Accurate, Accurate

Requirements:

• Windows 2000 or Windows XP

• Pentium 4 class processor or higher

• 256MB RAM

• 200MB disk space

• Internet Access with Microsoft Internet Explorer 5.5 or higher

For pricing and additional information, contact our Sales Department at sales@fsc.fiserv.com or call (800) 433-2550.

Stealth Rater is a back-end rating solution for companies that have a need for a rating product, but don't want to incur the time and costs associated with developing their own rating engine. Stealth Rater uses the power of the FSC rating engine to deliver an instant, comparative or non-comparative rate in a web-based environment. Using the Stealth API and function calls, you can create your own application around this powerful rating engine.

Stealth Rater has an optional, consumer-friendly, web-based user interface (that supports both English and Spanish) or FSC will provide the consulting, programs and documentation necessary to assist you in developing your own unique interface. Which, when utilized, can allow Stealth Rater to have the capability to support complete Rate/Pay/Bind technology.

Companies throughout the United States are taking advantage of the years of effort and millions of dollars that have been invested in the development of the FSC Rating engine and are utilizing Stealth Rater to deliver Internet-based insurance solutions to the marketplace.

Stealth Rater Features

• Complete Library of Markets Available for Automobile and Homeowners in Arizona, California and Nevada

• True Client/Server Internet enabled rating product

• Can be customized to rate company products nationwide

• Consulting, programs and documentation necessary to create your own unique user interface are provided

• A key component for delivering complete Rate/Pay/Bind solutions

• Export documentation provided to assist in the development of forms and payment options necessary to complete the transaction

• Extremely efficient method to establish and maintain an online rating presence

• Rate and underwriting rules continually and automatically updated by FSC

• Utilizes the same rating engine that supports the FSC Desktop Rater insuring stability

Stealth Rater Is Designed For:

• Insurance companies that desire to enhance, expand or initiate their
  e-Commerce efforts

• Internet insurance lead referral companies that commit to distributing accurate, qualified leads

• Internet insurance portal development and distribution companies

• Large independent insurance agents that desire to increase market share and expand distribution channels

For pricing and additional information, contact our Sales Department at sales@fsc.fiserv.com or call (800) 433-2550.

FSC Insurance Solutions has a solution for the market intelligence woes that so many carriers struggle with on a daily basis.  As the market leader of comparative rating software in California and Arizona, FSC can provide data from insurance consumers at the point of sale. This data has been aggregated and is now available for the first time. Introducing - Market Basket Analysis.

Using the hundreds of thousands of insurance transactions that are captured monthly through FSC Rater, Market Basket Analysis empowers your company. You will be able to make better product, rating and marketplace decisions with the tremendous power of this product. You will have the granularity to examine data by date, policy type, ZIP code range, vehicle type, vehicle surcharges, gender, marital status, single or multi-car risks, driver age, driver experience, violations, claims, pay plans, premium, dwelling age, dwelling value and more.

Market Basket Analysis can help you answer crucial business questions such as:

• What is the percentage of auto risks by territory?

• What type of coverage is being purchased in a particular zip code?

• What is the percentage of auto policy transactions by county?

• What is the total number of auto policy transactions by age?

The Market Basket Analysis solution enables your company to make intelligent decisions to drive your customer strategy by leveraging business intelligence. This, in turn, gives your company the power to create more effective product offerings, targeted communications and bundled product and service approaches.

Market Basket Analysis Features

• Policy submission data  of approximately 200,000+ monthly transactions from over 4,600 producers in California and Arizona at point-of-sale

• Available for Automobile

• Distributed in a commercially acceptable file format for effortless integration into your choice of data mining applications.

Advertising dollars are shrinking. Make sure you spend them where you can get the most return on your investment.

FSC Rater is the comparative rater used by thousands of agents each and every day throughout Arizona, California and Nevada. Over the years, insurance carriers have extended their market presence by supporting innovative tools like these. FSC has now made a companion product available to MarketLink which will enhance your presence during the agency quoting process. Carrier Link places easily updated content directly into the quoting workflow.

Available Features

• Reach out and "touch" your appointed producer with news of new programs and rate changes

• Invite new brokers and agents "get appointed" with a single click

• Maximize your web-site traffic by providing direct links to key areas such as news and events

• Enhances your company brand and provides web site promotion

• Differentiate yourself from other carriers

• Update your messaging as often as weekly

For pricing and additional information, contact our Sales Department at sales@fsc.fiserv.com or call (800) 433-2550.

WebFSC delivers an instant, comparative rate to the consumer right from your company web site. Or, if the company prefers, it can just collect information from the potential insured and let the sales agent contact them with the rates. Both options allow the company to import the data collected directly into their FSC Rater desktop rater without going to a vendor's web site to download the quote information. Designed with the consumer in mind, WebFSC keeps the company involved in the process ensuring their value to the consumer.

Internet based software that provides a comparative rate for Personal Lines insurance including Auto and Homeowners (HO3) to a web site and imports the data collected into the FSC Rater desktop system. This product is currently available for California and Arizona markets only.

Available Features

• Displays a comparative or non-comparative rate of companies on company's web site

• Customized with company contact info, logo, etc.

• Company accessible profile section to set carriers to be rated, web site text, etc.

• Imports data directly into FSC Rater desktop rater

• Data sent immediately to the company (they don't have to access another web site to download the quote information)

• Email integration for quotes and marketing letters

• Easy for the company to set up

• Easy flow-through screens

• Spanish version of the Client (user interface) screens available

• Accuracy of the FSC Rater ™

• Updates done automatically (no maintenance for the agent)

Minimum Requirements

• FSC Rater desktop rater

• Web site

• A non web-based email account

For pricing and additional information, contact our Sales Department at sales@fsc.fiserv.com or call (800) 433-2550.